Maximum Social Security Benefit In 2025. But the differences between the maximum possible 2025 social security benefit at 62, 67, and 70 show the value of delaying benefits as long as possible. To receive the maximum monthly benefit, you'll need to earn at least the wage base limit in each of the 35 years that social security uses to calculate your benefits.
The formula above highlights the three things a person must do to claim the 2025 maximum social security benefit: Here’s who can expect to receive that much next year.
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